Teddy Bear Cottage - Collectable Charlie Bears

Lay-By Charlie Bears Specialist Shop   Lay-By Lay-by is available for all orders valued above $100 AUD When you require your purchase to be a lay-by simply add items to the shopping cart as normal, go through checkout selecting your preferred Lay-by payment schedule of weekly or fortnightly and then select a payment method. As soon as we receive your order your lay-by will start. Payments Minimum deposit of 20% is required Payment can be made by Visa/MasterCard, Bank Deposit or PayPal If you wish to use PayPal as your lay-by payment method please select "PayPal Invoice". A PayPal invoice will then be emailed to you as soon as your order is received for the amount of your deposit, and then every week or fortnight after that whichever you selected, continuing until lay-by is completed.  PayPal is not able to calculate the lay-by payments so we need to do it manually as set out above.    Payment can be weekly or fortnightly, your Lay-by payment schedule will be emailed to you on receipt of your order. Once your lay-by is paid in full your purchase will be sent to you on the next business day. Lay-by terms are 3 Months. If you wish to pay your lay-by off sooner then just send us an email or phone us. Please ensure that our email teddybearsales@bigpond.com is in your accepted emails list so our emails do not get filtered into your deleted or spam items. If your payment is not received we will email you. If payment cannot be made your lay-by will be suspended until payment can be made. Please note lay-by time frame still applies for completion of lay-by's. If your lay-by was suspended and still no payment is made then your lay-by will be cancelled, all payments that you have made will be refunded to you less a 5% administration fee. If you are having any problems at all with your lay-by just send us an email or give me a call and it can usually be easily sorted out.